The surprising logic behind the use of check cashers and payday loans
Often seen as predatory, the check cashing industry has been booming. Lisa Servon wondered why lower-income people who were struggling would cash ...
Predatory Lending: Last Week Tonight with John Oliver (HBO)
Payday loans put a staggering amount of Americans in debt. They prey on the elderly and military service members. They're awful, and nearly impossible to ...
To help you understand payday loans, let’s study Lauren’s situation. It’s two weeks before payday and the worst happens: Lauren’s car breaks down.
Payday loans construct shorter-term cash bridges that span the gap between pay day timing and expense demands. Whether you opt for a one-week loan or prefer to carry the loan for longer, you can easily get the funds you need or want.
Do I qualify? Provided you live in a state CashNetUSA services and have a regular source of income, you may qualify for a loan. Unlike traditional loans from banks or credit unions that rely on your credit score, CashNetUSA looks at all the aspects of your application, such as how long you’ve been employed and how frequently you get paid, to determine if you can afford a loan.
My husband is unemployed and has been for the past 15 months. HIs unemployment is just not enough to cover everything. I have several payday loans that I just can't pay back at this time.
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What Can I Use my Signature Loan For? Some loans you can only use for certain things and only at specific places. Not our Signature Loans. We want you to have the freedom to to use your money to fill your needs.
Money Mart offers a variety of alternative financial services such as check cashing, money transfers, prepaid debit cards and payday loans.
This page shows you real ways you can get hit and real ways to avoid them. This is a far cry from normal bicycle safety guides, which usually tell you little more than to wear your helmet and to follow the law.
Signs and notices. 13 (1) A payday lender must display at each of the lender's places of business (a) a sign visible to borrowers immediately on entering the place of business, and (b) a sign visible to borrowers at each place where a payday loan is negotiated. (2) A sign under subsection (1) (a) must contain the information referred to in subsection (4) and
Many people are making affordability complaints about payday loans, asking the lender to refund interest.In 2016 most lenders are refusing to look at any refunds for payday loans that were taken out more than six years ago, saying the Financial Ombudsman Service (FOS) will not consider these cases.