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Is an instant decision payday loan instant? And when will I get my funds? A payday loan — also known as a cash advance, a short term loan or a cash loan — is designed to give you access to funds in a short amount of time.

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How Bad Credit Payday Loans Can Help. If you have bad credit, then you may struggle to access traditional forms of lending. Many of the loans and credit cards available from big-name banks, credit unions, and building societies today are reserved for those with good credit, or at least a reasonable rating.

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The concept of instant decision payday loans brought to fulfil the immediate needs of the borrowers. An unexpected need to call an electrician or a sudden medical attention to your pet, anything can disturb your day. Thanks to the direct loan lenders, a few clicks can provide you the instant money that you crave for your very last minute needs.

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Advantages of Payday Loans. Unlike other types of loans that such as using credit cards or bank loans, if you need some amount of money for a short period of time, Payday loans will give you these benefits: Instant payment is guaranteed; If you approach a lender or a bank for a short-term loan, the process will take some days.