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A payday loan is a small dollar short-term advance used as an option to help a person with small, often unexpected expenses. Payday Loans are short-term in nature and not intended to be used long-term or for larger purchases like a home or a car.

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They just kinda went away, but like I said, Telecheck will not accept my checks because of this so I cannot write checks at alot of places like Wal-Mart, CVS, & Kroger. This would be inconvenient but I just use my debit card there. Also, MY payday loans were NOT local. I did those too but paid them off & QUICK.

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Some banks offer “bounce protection,” which may cover individual overdrafts from checks or electronic withdrawals, generally for a fee. It can be costly, and may not guarantee that the bank automatically will pay the overdraft. The bottom line on payday loans: Try to find an alternative. If you must use one, try to limit the amount.

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