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Payday loans can really help you in a time of immediate need and remember that all you will need is a valid paycheck and a working bank account. Choose the right loan company and remember to read their rates listed in the fine print.

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About Payday Loans If you’re falling short on your bills and just trying to make it paycheck to paycheck, a payday loan may be exactly what you’re looking for. A payday loan is a small principal, short-term loan that typically is paid back around the time of your next pay day.

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Some lenders don’t require a bank account if you apply in person. With a title loan, you put your car’s title up for collateral, rather than the vehicle itself. ... Like with payday loans, consider calling ahead to make sure you can qualify without a bank account. Find an auto title loan near you.