Payday Loans Explained | Pew
http://www.pewtrusts.org/small-loans. 12 million Americans take out payday loans every year, but there are still misconceptions about how they are actually used ...
I Can't Pay My Payday Loans
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Payday loans are designed to be short term loans of £100 to £1,000 that – as their name suggests – are designed to tide you over to the next payday.
Personal Money Store LLC is licensed in California by the Department of Business Oversight as a Deferred Deposit Originator, pursuant to the California Deferred Deposit Transaction Law under license number 10DBO-63863 and by The State of Washington Department of Financial institutions with a Small Loan Agent License Number SLA-0226762.
Our latest Freakonomics Radio episode is called “Are Payday Loans Really as Evil as People Say? ” (You can subscribe to the podcast at iTunes or elsewhere, get the RSS feed, or listen via the media player above.). Critics — including President Obama — say short-term, high-interest loans are predatory, trapping borrowers in a cycle of debt.
A payday loan is a short term loan that is best used to cover urgent financial expenses like paying a bill, paying for repairs to your home or car or you might just need some extra cash before your pay check comes through.
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