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Insurance Certificates are Often Virtually Worthless By Michael J. Witt, Esq. All adept secured lenders and equipment lessors (“lenders”) have provisions in their credit agreements requiring the lessee or borrower (“debtor”) to maintain personal property insurance protecting the lender’s interests in the event the equipment is lost, damaged or destroyed.
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US state law requirements for breach notification laws are detailed, including when companies must report breach to credit reporting agencies.
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