Predatory Lending: Last Week Tonight with John Oliver (HBO)
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Commercial mortgage brokers very often get their business from referrals rather than online advertising, and quite a few of the brokers with websites that show up in searches are focused on real estate deals in the hundreds of millions.
At ENPICA , we have noticed that there is some confusion among our clients regarding whether to request a Certificate of Insurance (COI) or a Declarations page (Dec page) when asked to provide proof of insurance to a third party.
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Lenders and clients of our firm continue to ask for clarifications regarding bona fide discount points in calculating QM points and fees. Many articles have been written, many webinars have been had, and many clarifications have been given, yet folks are still not sure about what to do about bona fide discount points. So, it is, I think, not redundant to go over the basics one more time.
Search Financial Institutions: Find Community Reinvestment Act (CRA) and enforcement action data for OCC-regulated institutions.
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