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http://bit.ly/1TE8h8E - A payday loan is a small dollar short-term advance used as an option to help a person with small, often unexpected expenses.
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10 Reasons People Take Out Payday Loans: Payday loans are used by a wide variety of people in a multitude of situations. From unexpected financial difficulties to situations where a quick injection of cash is needed to see them through till next payday, they are a popular and useful way of borrowing money.
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A payday loan is a short-term, high-interest loan, generally for $500 or less, that’s designed to bridge the gap between paychecks. The quick cash infusion is nice, but when you apply for a payday loan, you may wind up getting more than you bargained for.
More Time to Repay Your Loan. Payday loans put money in your pocket fast, but you also have to pay them back quickly. Most payday loans have repayment terms of 30 days or less, and the due date usually corresponds with your next paycheck.